Personal Capital also has a desktop version, giving users a multi-platform approach to managing their finances. Everything users need is on one main screen with one navigation button on the left side that accesses the various tools available. All of these tools give detailed insights into users’ current financial picture, while also helping to plan for the future.Īll of these features may sound overwhelming, but the app is easy to use. It also has excellent advisory tools, including an investment checkup, fee analyzer of your investments, financial planning, tracking cash flow, education cost planning and real time net worth tracking. The app has several savings tools designed to help build retirement savings, emergency funds and paying down debt. Owned by Empower Retirement, Personal Capital gives a holistic view of customers’ entire financial picture, from day-to-day spending to tracking portfolio performance. Personal Capital earns the top spot on our best budgeting apps list for its outstanding reporting options, desktop capabilities, investment management platform and spending tracking.
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